TERMS AND CONDITIONS
Please read these Terms and Conditions of Use (“Terms”) carefully before accessing or using our services because they represent a legally binding agreement between each user (“you”, “your”) and Stop 4 Cash Inc. (referred to as “Stop 4 Cash”, “we”, “us”, or “our”).
When you apply for a loan and use our services, you will be asked to explicitly agree to these terms.
Changes to the Terms and Conditions
Use of Our Sites
You must be at least 18 years old to access and use the Sites or register a Stop 4 Cash account. The Sites may contain technologies that restrict or limit their use (including restrictions based on location). The products and services offered through our Sites are only intended for access and use by people located in Ontario. We make no claims that the Site or any of its content is accessible or appropriate outside of Ontario. If you access or use the Sites from outside Ontario, you do so on your own initiative and are responsible for compliance with local laws.
Copyrights and Trademarks
The Stop 4 Cash logo and design and other related trademarks and symbols are registered or unregistered trademarks, service marks and trade names owned or used under licence by Stop 4 Cash. You acknowledge and agree that any and all intellectual property rights included in the services and the Sites belong exclusively to Stop 4 Cash and/or its affiliates and are protected from copying and simulation under national trademark and copyright legislation in Canada.
Our Site and its entire content, including, but not limited to, all text, software, audio, images and other materials or elements (collectively, “Content”) is owned by Stop 4 Cash, its licensors and other providers and is protected by copyright, trademark and other property laws in Canada. You may not reproduce, modify, prepare derivative works based upon, distribute, license, lease, sell, resell, transfer or otherwise exploit for any commercial purposes any content or material of our Sites except as expressly permitted by Stop 4 Cash. Copying or reproducing our Sites or any portion thereof to any other server or location for further reproduction or redistribution is prohibited without the expressed written consent of Stop 4 Cash. You may not decompile or disassemble, reverse engineer or otherwise attempt to discover any source code contained in our Sites.
Any use of the Sites not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark and other laws, rules and regulations.
You agree to use the Sites and the services offered for lawful purposes only and in compliance with these Terms and all applicable laws, rules and regulations. You warrant to Stop 4 Cash that you may not use the Sites in any manner which could damage, disable, overburden, or impair the Sites or interfere with any other party’s use and enjoyment of the Sites. Additionally, you agree not to gain or attempt to gain unauthorized access to, interfere with, damage or disrupt any part of the Sites, the server on which the Sites are stored, or any server computer or database connected to the Sites.
Accessing the Website and Account information
You agree to maintain accurate, complete and up-to-date Account information and promptly update your registration data as necessary to keep it true, accurate, current and complete.
You will be responsible for any and all loss, damage, or additional costs that we and/or our service providers or others may incur as a result of your submission of any false, incorrect or incomplete information or your failure to update your registration or other information that you submit via our Sites.
You acknowledge that you are solely responsible for authorizing, monitoring, controlling access to and maintaining the confidentiality of your Account password and username and that you (and not us) will be responsible for any loss resulting from any unauthorized use of your Account or access to your content.
You agree to immediately notify us of any unauthorized use of your Account and any breach of confidentiality. You may not allow another person to use your username or password. You are responsible for ensuring that you exit from your Account at the end of each session.
Links to Other Sites
IF YOU CHOOSE TO USE OUR SERVICES AND SITES, YOU DO SO VOLUNTARILY AND AT YOUR SOLE RISK. OUR SITES (INCLUDING ITS CONTENT) ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, QUIET ENJOYMENT, SYSTEMS INTEGRATION, AND ACCURACY, ALL OF WHICH Stop 4 Cash EXPRESSLY DISCLAIMS. THE ENTIRE RISK ASSOCIATED WITH THE USE OF THE SERVICE AND LICENSED SITES SHALL BE BORNE SOLELY BY YOU.
Stop 4 Cash will not be liable or otherwise responsible for any failure or delay in updating the Sites or any content. We have no duty to update the content of the Sites. Stop 4 Cash makes no representations or warranties that use of the Sites (including its content) will be uninterrupted or error-free. You are responsible for any results or other consequences of accessing the Sites and using the content. You acknowledge that any data or information downloaded or otherwise obtained or obtained or acquired through the use of the services and the Sites are at your sole risk and discretion, and we will not be liable or responsible for any damage to you or your property. It is your responsibility to follow proper backup and take all necessary precautions to protect against loss or error resulting from the use of the services and the Sites.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
Limitation of Liability
IN NO EVENT SHALL Stop 4 Cash BE LIABLE TO YOU, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF Stop 4 Cash OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES), OR THAT ARISE IN CONNECTION WITH THE USE OR PERFORMANCE OF THE SITES, WITH THE DELAY OR INABILITY TO USE THE SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITES. WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE SITES OR THE CONTENT.
General Matters and Governing Law
IF YOU DO NOT ACCEPT AND AGREE TO THESE TERMS AND CONDITIONS, THEN YOU MAY NOT USE OUR SITES.
Stop 4 Cash is committed to ensuring that your privacy is protected, and the confidentiality of your personal information has always been fundamental to the way we do business with Stop 4 Cash.
Canada’s Personal Information Protection and Electronic Documents Act is in place to assure individuals that their personal information is safeguarded by private sector companies with whom they conduct business. All organizations must comply with the principles of the Act that specify limits and constraints for businesses and the rights of the individual. These principles involve the collection, consent, use, distribution, safeguards to protect, transmittal and complaint procedures of personal information.
The privacy of our clients, our employees, and visitors to our website is also of importance to us, and we are committed to protecting your privacy. Our policy is designed to meet the requirements of the Canadian Privacy Law, including the Personal Information Protection and Electronic Documents Act, along with the principles and standards set forth in the Canadian National Standard for the Protection of Personal Information.
An individual’s Right: The Act gives an individual the right to know why an organization collects, uses or discloses personal information about them. It also gives an individual the right to expect an organization to collect, protect, use or disclose personal information reasonably and appropriately and not to use the information for any other purpose without obtaining consent.
An organization is responsible for the protection of personal information, the handling of such information at all times within the organization and it’s dealing with third parties. Your personal information is kept confidential and secure, and it is not disclosed to anyone outside of our company without your consent unless required to collect your payday loan from Stop 4 Cash or required by law. If you have any questions, comments, or suggestions, please write to us.